The Credit Card and ATM card is a kind of payment card issued by the Bank to the customers as a system of payment. The card allows the card holder to pay for the goods purchased as well as to withdraw money from ATM (Automated Teller Machine) counters. The Credit card is popularly called as Plastic money and is different from a Charge card. The Charge card requires the balance to be paid in full each month while the Credit cards allow the users a continuing balance of debt subject to the interest being charged. ATM card on the other hand is issued by the bank for the account holders to withdraw money from ATM counters without going to the bank. Unlike Debit and Credit cards, the ATM card requires authentication through a Personal Identification Number or PIN. Some banks provide a combined ATM and Debit card called Bank card for easy use in ATM counter as well in Point Of Sale (POS) transactions.